wasted. these are all good projects, these are all good attempts to get the money into people and the homes. insurance companies at times are getting in the way. you get something so large, now 16% of new york city is under water. just to give you an example, in a major urban area to have so much under water, subway system, roads, bridges, it's just terrible. >> i think government in this case is the solution, not the problem. thank you, peter king of new york. we'll be right back after this. t overmany discounts to thine customers! [old english accent] safe driver, multi-car, paid in full -- a most fulsome bounty indeed, lord jamie. thou cometh and we thy saveth! what are you doing? we doth offer so many discounts, we have some to spare. oh, you have any of those homeowners discounts? here we go. thank you. he took my shield, my lady.